Thoughtfully designed Excel budgeting templates to help you plan spending, organize savings, and stay in control—without another subscription.
Explore the templates →Track expenses, organize savings reserves with virtual envelopes, and keep your financial data in your own Excel files. One-time purchases, no recurring subscription.
Simple monthly budgeting with customizable expenses and virtual envelopes for savings.
One-time purchase · Excel workbook
A more comprehensive household budget with paycheck planning and transaction tracking.
One-time purchase · Excel workbook
Storefront preview only. Purchases and file downloads are not yet enabled.
Yes. PennyLoom templates are designed for Microsoft Excel; other spreadsheet software may not support all features.
No. The Excel templates are one-time purchases.
No. In the Excel templates, virtual envelopes are for savings reserves. Regular expenses are tracked in the monthly budget sections.
Yes. Once downloaded, the Excel workbooks can be used offline.
In the future, the app will introduce flexible budgeting cycles, Coin Purses for regular expenses, and Baskets for savings.